What Are the Typical Expenses a Seller Will Incur When Selling a House in San Antonio, TX?

Snippet Answer:
When selling your home in San Antonio in 2025, you can expect to pay about 2–4% of the sale price in seller closing costs, plus real estate agent commissions (typically 5–6%). Many of these costs—especially commission, title fees, and buyer incentives—are negotiable between you and the buyer, giving you room to strategize and potentially save.

Typical Seller Closing Costs in San Antonio

1. Closing Costs: 2–4% of Sale Price

Seller closing costs in San Antonio typically range from 2% to 4% of the home's sale price and usually include items like the owner’s title policy, escrow fees, and prorated property taxes. Texas imposes no transfer tax, which can help reduce this portion of your expenses.(sharprealtygrouptx.com, tamiprice.com)

Homes priced at $300,000 may generate closing costs of around $6,000 to $12,000.(HomeLight, tamiprice.com)

2. Real Estate Agent Commissions: Typically 5–6%

Commission is the single largest cost you'll face. In San Antonio, expect to pay a listing agent fee of about 2.5%–3%, and if offered, the buyer’s agent fee may be similar, although buyers now negotiate their own compensation as part of the new rules stemming from the 2024 NAR settlement.(HomeLight, Business Insider, MarketWatch)

On a $430,000 home, you could pay about $23,650 in total commissions.(Clever Real Estate)

3. Owner’s Title Insurance & Title Service Fees

You're usually responsible for the owner’s title insurance and related title service fees. Statewide averages suggest around $1,715 for owner’s title insurance (roughly 0.56% of the sale price) and approximately $1,963 in title service fees.(Anytime Estimate, Clever Real Estate)

4. Recording & Escrow Fees

Recording fees—that cover official filing of the sale—are often around $750, while escrow fees may also apply and can be reimbursed to the escrow or title company.(Anytime Estimate, Clever Real Estate, HomeLight, tamiprice.com)

5. Prorated Property Taxes

Sellers must pay property taxes for the portion of the year the home was owned. In Texas, property taxes average around 1.44% of the assessed home value.(Anytime Estimate, Clever Real Estate)

Specifically for San Antonio (Bexar County), prorated taxes could be around $2,900 for a $350,000 home.(tamiprice.com)

6. Buyer Incentives & Concessions (Negotiable)

To sweeten a deal—especially in a buyer-favored market—you might offer incentives like interest rate buydowns or closing cost credits, often representing about 2% of the sale price.(Anytime Estimate, Clever Real Estate, HomeLight)

7. Home Prep, Repairs, and Staging (Pre-Closing Costs)

Although not closing costs per se, many sellers budget 1–3% of the sale price on repairs, staging, cleaning, or landscaping to ensure top offers.(tamiprice.com, Kiplinger)

Local market trends in early 2025 show slowing sales and longer days on market (87 days), making such investments potentially worthwhile.(San Antonio Express-News)

8. Moving Costs

While separate from real estate costs, don’t forget moving expenses—typically $800–$2,500 locally, and upwards of $7,600 for professional local moves.(Kiplinger)

Market Context: Negotiation Is Key

In San Antonio’s current market, slowing home sales and longer days on market give buyers more leverage. Sellers may need to offer concessions, reduce price, or cover closing costs to stay competitive.(San Antonio Express-News)

Thanks to regulatory changes, buyers now negotiate agent compensation directly, and sellers are not required to advertise buyer agent fees. This transparency shifts more negotiation power to individual transactions.(MarketWatch, Business Insider)

Summary Table: Seller Costs in San Antonio (2025)

Selling your home in San Antonio today means preparing for around 8–10% of your sale price in combined costs—closing costs, commissions, tax proration, prep, and moving. But not all costs are set in stone.
You can negotiate:

• Realtor commissions before listing
• Buyer incentives as part of your offer strategy
• Service provider fees (title, attorney, escrow)

In this shifting market, smart negotiation and a strategic mindset can help you net more from your home sale.

Ready to sell your home in San Antonio and want personalized guidance on cost-saving strategies and negotiation tactics? Reach out to Mark Stillings, Associate Broker, M.B.A.:

• Phone/Text: 210.772.3123
• Email: mark@markstillings.com
• Find me on social:
• TikTok: @markstillingsrealtor
• Instagram: @mark_stillings
• YouTube: @markstillings

Let’s work together to maximize your net proceeds and make the selling process smooth and strategic.