• Big News for Buyers: What the Fannie Mae Credit Score Update Means for You,Mark Stillings

    Big News for Buyers: What the Fannie Mae Credit Score Update Means for You

    What happens when Fannie Mae eliminates its minimum credit‑score requirement—and how does that impact your ability to qualify for a mortgage?   As of mid‑November 2025, Fannie Mae will no longer enforce a strict minimum credit score (historically 620) for loans submitted through its Desktop Underwri

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  • Is a 50-Year Mortgage a Smart Move for San Antonio Homebuyers?,Mark Stillings

    Is a 50-Year Mortgage a Smart Move for San Antonio Homebuyers?

    What should you consider before choosing a 50-year mortgage over a 30-year one in San Antonio? A 50-year mortgage could lower your monthly payments but may cost you much more in interest over time. Whether it makes sense for you depends on your long-term goals and financial situation. What Is the 50

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  • Why a Fed Rate Cut Matters if You’re Getting Ready to Sell Your Home,Mark Stillings

    Why a Fed Rate Cut Matters if You’re Getting Ready to Sell Your Home

    Question: How does the recent Federal Reserve (Fed) interest‑rate drop affect the housing market — and what does that mean for you as a seller?Snippet answer:When the Fed lowers its benchmark rate, it can move mortgage rates lower — which encourages more buyers to enter the market. More buyers = mor

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